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Students More Confident

Study Finds That Today’s Students are More Confident Than Ever – But They Need to Become More Educated on Life-Stage Risks

By: nextgenins

Students More Confident

The Boston Globe recently ran a story about a study by Jean Twenge, San Diego State University psychology professor, finding that today’s students are more confident than ever (read the entire article here).

“Among other things, Twenge and her colleagues found that a larger percentage of incoming college freshmen rated themselves as ‘above average’ in several categories compared with college freshmen who were surveyed in the 1960s. When it came to social self-confidence, about half of freshmen questioned in 2009 said they were above average, compared with fewer than a third in 1966. Meanwhile, 60 percent in 2009 rated their intellectual self-confidence as above average, compared with 39 percent in 1966, the first year the survey was given.”

It’s wonderful that today’s students and graduates are so confident and,as a result of ress any negatives that could be made public so that we have express these in our own words.

College life is an immersive experience and students should explore all the opportunities that they can. However, even the most confident students should educate themselves to life-stage risks that can be as prevalent as their self-confidence.

College comes with many new situations – housing arrangements, transportation scenarios, people, technology (laptops, tablets, etc.), climate, etc. These new scenarios coupled with the immense financial investment in college education makes it necessary for both students and their parents to become educated on the specific risks of this life-stage. Before starting college or returning to it, parents and students should take an insurance inventory to make sure the student and the investment into his or her education are protected.

Health Insurance

Most colleges require their students to have health insurance. Policies can, however, be limited, require lengthy underwriting procedures or have high deductibles. GradGuard’sStudent Health Plan offers multiple coverage and deductible options, competitive pricing and flexible payment plans. The premium plan includes up to $750,000 maximum benefit per condition with no lifetime maximum and is underwritten by United States Fire Insurance Company, A.M. Best rated “A” (excellent).

Tuition Insurance

19 million college students in the United States invest more than $500 billion annually to pay for their education without mitigating the risks associated with this financial investment.GradGuard’s Student Protection Plan featuring tuition insurance not only protects this investment from withdrawal due to medical or financial reasons, it also includes protection from identity theft, physical and virus damage of the student’s computer and ensures emergency evacuation when traveling abroad.

Renters Insurance

Is the student’s personal property still protected in the new place, and at a reasonable rate? How about his or her personal liability? The college’s or landlord’s insurance policy does not cover personal belongings; College Renters Insurance protects students from the costs of replacing personal belongings and offers personal liability protection for bodily injuries to another person or for damages to another person”s property if an incident occurs within the student’s rented residence or if their found personally liable..

Don’t let confidence get in the way of being safe. Learn about the risks of college life along with its opportunities, and make sure your student’s health, education and financial future are protected.

The Boston Globe recently ran a story about a study by Jean Twenge, San Diego State University psychology professor, finding that today’s students are more confident than ever (read the entire article here).

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